Filing for bankruptcy is something you never want to face. During difficult times like these you probably find yourself confused and disheartened. You’ve already undergone many hardships such as job loss, overwhelming medical debt, or losing your home. Every day hundreds of people across America file for bankruptcy, including those in Coral Springs. If you need a reliable bankruptcy lawyer in Coral Springs, Ronald A. Luzim is here to help.
A Brief Lesson on Bankruptcy
If you find yourself facing bankruptcy, you’re probably more than a little confused. Ronald A. Luzim is happy to answer all of your questions to help you understand the entire process. Bankruptcy helps people who can no longer pay their debts. There are two main types of bankruptcy:
Chapter 7 Bankruptcy –
This is the most common type of bankruptcy in the U.S. This frees you from most unsecured, non-priority debts such as credit cards, medical bills, unsecured loans, cell phone bills, repossessions, foreclosures, and more. People often favor this form of bankruptcy because it allows you to keep your property while wiping out debt.
Chapter 13 Bankruptcy –
This form of bankruptcy is a 3-5 year repayment plan. People opt for chapter 13 for a number of reasons like getting behind on their mortgage or car payments, or when they owe a lot of taxes or student loans.
Are you unsure of which type of bankruptcy is best for you? We will explain everything in detail so you can make an informed decision.
Why Choose Us?
A financial crisis can hit everyone. Unforeseen circumstances like job loss, medical complications, or loss of a loved one are tragic enough, but when coupled when financial strain it can be tough to bear. We understand that these things can happen, and we’ll dedicate ourselves to your case so you can work on rebuilding your life. Ronald A. Luzim has a reputation as one of the most trusted and efficient bankruptcy lawyers in Coral Springs. With over 40 years of experience and successful filings, our law office has everything you need to get through this hard time.
If you’re drowning in debt, face repossession or foreclosure, then you might need the help of the best bankruptcy lawyer in Coral Springs. Contact our office today to learn if filing for bankruptcy is right for you.