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Monthly Archives: July 2014

Changes to Flood Insurance

The Federal Emergency Management Agency (FEMA) established the National Flood Insurance Act in 1968.  A few years later, FEMA mandated mortgage lenders to require mortgagees to purchase flood insurance if a property was located in a designated flood zone area.  Due to the everglades, Atlantic Ocean and Gulf of Mexico many counties, cities and neighborhoods […]

Florida Closing Costs 101

Closing costs are a normal part of real estate transactions.  These costs are made of various fees associated with finalizing the property closing including, title insurance, surveying fees , closing agent fees, attorney fees just to name a few.  In Florida the buyer normally pays the closing costs but can be negotiated in the sales […]