Author: Ron Luzim

The thought of assigning a guardian to minor children is almost too much to bear for parents.  Facing morality is not easy for most people.  However, it could be the greatest gift you can give to your family before a life changing event occurs.  The guardian designation can be easily included in your estate planning […]

Mediation allows opposing sides to come together, along with their attorneys and a certified mediator, to create an independent and tailored resolution and bring closure to a disagreement.  Courts may mandate mediation before the case is heard by a judge.  In most cases, mediation is less expensive than traditional court and can speed the legal […]

Vaccinations have been a source of controversy for many years and have spiked again due to an increase in reported measles cases.  According to the Center for Disease Control or CDC, “Measles can be prevented with the MMR (measles, mumps, and rubella) vaccine.  One dose of MMR vaccine is about 93% effective at preventing measles […]

Alimony reform has been a hot political topic in Florida.  A proposed bill to make radical changes in the state’s alimony law was vetoed by Governor Rick Scott in 2013 and now is likely to reappear during this year’s legislative session.  This new revised law contains many key changes from existing law such as: Alimony […]

Starting a business with a friend sounds like a fantastic idea.  You have a great relationship, are like-minded, and have certifications that together, make you a force to be reckoned with.  While this seems like a utopia, it is very important to protect yourself and the business.  Some things to consider are: Perform a background […]

As the ban on same-sex marriages in Florida has lifted, many same-sex couples are finding their way to the altar.  These unions are now legally recognized in the eyes of the state and couples are now eligible for the same rights and benefits as heterosexual couples.  So what does this really mean?  The following are […]

 A single Dad dies without a Trust/Will (intestate), but owns a home.  One of his children would like to keep the house.  Is this a possibility?  Yes, but it may not be an easy feat.  Assuming the house is paid off and there are no other debts* to the estate, the property will belong to […]

The holidays are a special time of year for most families.  After all, this is the time we are supposed to express our gratitude for each other.  How does this work for families that are divorced or separated? The most formal approach is to include holidays, summers and spring recess with dates, times and locations […]

Have you noticed many stores are already decorated for the Holidays?  The shopping season seems to start earlier each year.  Follow these steps to enjoy your family and friends this season while preventing a financial hangover in January Make a list – write down each person you are shopping for and a few items they […]

 The condition of being bankrupt:  a condition of financial failure caused by not having the money that you need to pay your debts Mirriam-Webster Bankruptcy can be a very scary word, especially when it is not fully understood.  Some believe that individuals who petition for bankruptcy relief are poor while others feel so embarrassed at their […]